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Liability Insurance

HamWAN Memphis Metro, Inc carries coverage from Hanover Insurance Company. The details are as follows:

General Aggregate Limit (Other Than Products Completed Operations)$2,000,000
Products Completed Operations Aggregate Limit$2,000,000
Personal and Advertising Injury Limit$1,000,000
Each Occurrence Limit$1,000,000
Fire Damage Limit (Any One Fire)$100,000
Medical Expense Limit (Any One Person)$10,000
Annual Premium$200
  • Coverage provided by: Hanover Insurance Company
  • Policy number: RSC21344
  • Coverage start date: 4/13/2023
  • Coverage end date: 4/13/2024

View the policy sheet here.

Renewal process

The insurance can only be purchased for 1 year at a time, and only pre-paid annually. The certificate and receipt do not get e-mailed, but luckily the policy and certificate can be accessed online at any time.

  1. Login to arrlinsuranace.com; get the credentials from the bizops password manager
  2. Under the actions section of the list, click “reapply”
  3. Complete the form
  4. Provide payment via e-check; get the bank account details from the bizops password maanger
  5. Upload the replacement ceritificate here in the wiki, update the coverage dates, and log a new issue in the issue tracker as a reminder for the next person to renew.